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Odith Del Carmen
Odith M. has been in the workforce ever since she was a young woman. She has three children ranging in age from 10 to 20 years. At the same time as continuing her work selling fish, she has raised the children. Her dream is for them to study at university and have successful futures.

Odith started her small business ten years ago with the goal of increasing her income and improving her standard of living. At the beginning she sold the fish to neighbours and friends; today she not only sells to them, but also to restaurants, fishmongers, and families who buy from her weekly.

She transports the fish from Tasajera, a fishing village in the department of Atlántico, and she also offers her customers soft drinks at good prices. On other occasions, she brings the fish from La Guajira in the north of Columbia.

This is Odith’s first loan with Kiva partner, the Mario Santo Domingo Foundation, where she has been a client for two years. With the loan she will buy fish at wholesale prices in response to orders from fishmongers and restaurants in the town. She also plans to improve the refrigeration system where she keeps the fish. In the future Odith hopes to own a hygienic, refrigerated stall in the fish market so she can organize other points of sale in newly-developed business areas.
View original language description ↓
Odith M. es una mujer que ha trabajado mucho desde muy joven, tiene tres hijos en las edades de 10 a 20 años y a fuerza de vender pescado los ha sostenido y continua trabajando, para lograr su sueño de que estudien en la universidad y tengan un futuro exitoso. Su microempresa inició con la meta de mejorar sus ingresos y su nivel de vida desde hace ya 10 años; en un comienzo vendía a vecinos y amigos, hoy su clientela no solo la conforman ellos, sino restaurantes, pescaderías y familias que le compran semanalmente, cuando ella llega de Tasajera pueblo pescador del departamento del Atlántico y se los ofrece frescos y aun buen precio y en otras oportunidades lo trae de la Guajira del norte de Colombia.
Su Credikiva es el primer crédito con la Fundación Mario Santo Domingo, organización con la cual lleva 2 años de ser su cliente; con él comprará pesado al por mayor para responder a pedidos de pescaderías y restaurantes de la ciudad y también para repotenciar el enfriador donde los conserva. Su sueño se centra ahora en tener un local ubicado en el mercado del pescado con todas las condiciones higiénicas y de refrigeración que le permita en un futuro organizar puntos de ventas en sectores potencialmente comerciales.
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Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 467
    View loans »
    Colombia Loans Fundraising
  • $14,958,950
    Funds lent in using Kiva
  • 1,803.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Odith Del Carmen to buy fish at wholesale prices to sell to restaurants etc.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 22, 2010
Listed
Sep 24, 2010
Currency Exchange Loss:
Covered
Ended:
Oct 18, 2012