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Indyiboneye Group
In this Group: Josephine , Népomuscène, Agnès, Belancile, Bonifrida, Julienne, Zachalie, Antoinnette, Hélène*, Immaculé, Anne Marie, Dative, Dafrose*, Jacqueline, Caustasie, Josephine, Costasie, Cecile, Bonike, Celestin, Anastasie, Vianney, Belancila *, Béate, Silas, Venancie, Leoncie, Liberatha, Vincent , Esperance, Immaculé, Rose, Immacule*, Theresie*, Josephine, Videncie, Fericien, Caustasie, Joyce, Faustin, Laurence, Callixte, Vincent*
* not pictured
Béate Mukakizima was born in Ruhuha, in eastern Rwanda. She is 37 years old, married and has 4 children. Her eldest is 13 years old and her youngest is 2 years old. She has completed primary school. She lives with her family in Ruhuha Bugesera. Only one of her children goes to school.
She belongs to Indyiboneye, a solidarity group of rice growers who guarantee each other’s loans. Béate and her group work to support their families, to improve their quality of life and to pay their children’s tuition fees.
The group has taken out a loan from Amasezerano Community Banking to buy chemical fertiliser for their fields. When the group harvests their crops, part of it is sold and the rest is saved for their families.
Beatha Mukakizima, née à Ruhuha l’Est du Rwanda, il a 37 ans, il est marié et il a 4 enfants, son ainé a 13 ans et son cadet a 2 ans, son niveau d’étude est primaire. Elle vit avec sa famille à Ruhuha Bugesera. Un seul enfant va à l’école.
Elle appartient dans un groupe solidaire appelé INDYIBONEYE cultivateurs de riz, qui est un groupe dont les membres sont agriculteurs de riz et ils se garantissent mutuellement, Béate et son groupe travaillent pour faire vivre leurs familles en améliorant leurs conditions de vie et en payant les minervals pour leurs enfants. Le groupe a contracté un prêt au sein d’Amasezerano Community Banking pour acheter les engrais chimique pour felitiliser leur champ. Quand le groupe récolte, une partie de la récolte est vendue et une autre est utilisée pour les familles.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 120
    View loans »
    Rwanda Loans Fundraising
  • $12,971,425
    Funds lent in using Kiva
  • 584.8
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Indyiboneye Group's $4,650 loan helped a member purchase of fertiliser.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 30, 2010
Listed
Sep 27, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2011