She generally sources her goods from the wholesalers in her town and from Bamako, and she sells her goods from her home for cash or credit to a customer base made up of men and women.
She aims to generate an average monthly profit of 75,000 FCFA which will be used to meet her family's needs, and the rest will be reinvested in the business.
Elles se sont connues à travers des liens de parenté et de voisinage et font la restauration, le commerce d’habits, du lait et d’articles divers.
Ces femmes du groupe Sabougnouman sont à leur huitième prêt solidaire. MARIAM MOUSSA C. du groupe Sabougnouman compte utiliser son prêt pour acheter beaucoup d’articles divers.
Elle s’approvisionne généralement avec les grossistes de la ville et à Bamako, elle effectue sa vente sur place à la maison au comptant, en détail et à crédit, à une clientèle composée de femmes et d’hommes.
Elle compte réaliser un bénéfice moyen mensuel de 75 000FCFA qui sera utilisé dans les dépenses quotidiennes de la famille et le reste sera réinvesti dans les activités de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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