Suiti is 42 year old mother from Puipaa Center. She has 4 children, 2 of whom are in school and 2 of whom are working. She runs a plantation of fresh vegetable and sells her produce at the Fugalei market. She was able to purchase the seeds of various kinds of vegetables, mainly cabbages, tomatoes and cucumber, which she was trained to pot. She sells at the market 2 day a week, on Wednesdays and Fridays. She can earn $100 after all costs are deducted, which she uses to support her family and pay back her loans. Her husband helps her with the vegetable business and also works as a carpenter. He is a foreman and can earn $112 a week. Suiti is applying for a $500 loan to expand her vegetable garden and to help her pay for kids’ school fees.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.