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Luis Alberto
Luis Alberto R. N. is 33 years old. He is married and lives in the town of San Miguel in the Bolívar province. He has 5 children, ages 10, 8, 7, 6 and 4.

Louis Alberto is a member of the San Isidro rural cooperative, which is located an hour and a half from San Miguel. There are a total of 10 members, the majority of whom are dedicated to growing corn and wheat. Luis Alberto is a farmer, who plants primarily corn and wheat. He does his shopping and sells his product in San Pablo every week.

He is requesting a loan to buy seeds for farming. Seeing how production is this year, he increases his crops. His goal is to continue working and give something back to his family.

He enjoys playing soccer and volleyball.
View original language description ↓
Luis Alberto R. N. tiene 33 anos. Es casado y vive en el cantón de San Miguel en la provincia de Bolívar. Tiene 5 hijos de 10, 8, 7, 6, y 4 anos.

Luis Alberto es un socio de la ventanilla rural San Isidro, que está ubicada a una hora y media de San Miguel. Son 10 socios en total, que en la mayoridad se dedican al cultivo de maíz y trigo.
Luis Alberto se dedica a la agricultura. Siembra maíz y trigo mayormente. Hace las compras y las ventas de sus productos en San Pablo cada semana.

Solicita el credito para comprar las semillas para agricultura. Viendo como se produce este ano, se aumenta sus cultivos. Su meta es seguir trabajando y dar algo a la familia. Las lanchas eran fuerte este ano, pero espera superar.

Le gusta jugar el futbol y el boli.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Luis Alberto to buy seeds for farming.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 3, 2010
Oct 3, 2010
Currency Exchange Loss:
Oct 15, 2011