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Hayde Rose
Hayde Rose B. is a married woman who lives in Brgy. Manghanoy, La Castellana, Negros Occidental. She earns her living by operating three business ventures: rice farming, food vending (bananaque) and livestock businesses. Her husband, Fidel, who is 45 years old, works as a farm laborer to earn his living, and also helps with his wife's business activities. They have two children who are 15 and 17 years old.

Hayde Rose joined NWTF-Project Dungganon in 2003, because she aspired for something better for her family. With the help of her past 21 loans from NWTF-Project Dungganon, Hayde Rose has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of 29,500 PHP helped her earn a monthly profit of 7,800 PHP, uplifting the family's standard of living. This time, for her 22nd cycle loan, she is borrowing 29,500 PHP, which she intends to use to maintain her rice field and buy stock for her food vending business so that she can continue to save up for the future education of her children and the expansion of her business. Hayde Rose B. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 233
    View loans »
    Philippines Loans Fundraising
  • $52,041,500
    Funds lent in using Kiva
  • 44.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Hayde Rose to maintain her rice field and buy stock for her food vending business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 15, 2010
Sep 25, 2010
Currency Exchange Loss:
Apr 15, 2011