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Lukundo Group
In this Group: Flora, Ismail, Neema , Abdullah B., Hamisi K., Mohamed R., Sophia*, Remija, Alex, Dotto, Omary , Said H. , Julieth*, Angela , Constantine
* not pictured
Flora Kinjami is in her early forties, married, and has 6 children. She has a business selling brooms, potatoes, and onions from Iringa to Moshi which she has been operating since 2005. The business runs between 4am and 10 am and earns Flora quite a low monthly profit.

This will be Flora's first loan from Tujijenge Tanzania. Flora aims to use this loan to increase her capital, buy more products, say twice a month, and to reduce moving upcountry every week. Flora's dream is to one day open a charcoal shop and sell at wholesale price.

Flora will share this loan with her loan group Lukundo, which totals 15 members. The members of the group will hold each other accountable for repaying the loans.

In the photo, Flora can be seen in the middle front row wearing a purple and red dress.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 39
    View loans »
    Tanzania Loans Fundraising
  • $15,304,000
    Funds lent in using Kiva
  • 1,512.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Lukundo Group's $2,775 loan helped a member increase capital in order to buy more products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 22, 2010
Sep 25, 2010
Currency Exchange Loss:
Feb 15, 2011