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Gracias Morenita Group
In this Group: Julia , Salome , Emilia, Gaudencia , Paulina Lidia, Apolonia, Zenaida, Maria Tarcila, Maritza , Margot , Nila , Lauriana, Maria , Bertha , Cleber , Yeny Margoth, Julia, Maria Luz, Alejandra, Marybel, Lin Kattia
The “Gracias Morenita” communal bank begins its 14th cycle with 21 members.

Julia is President of her communal bank for the first time. She takes on the position with enthusiasm and joy. What she likes best about Finca Perú is the savings incentives and the ease of payment terms on the loans that are of great use for her business.

Julia is married and has five children only one of whom is in school. She sells food, especially cebiche (marinated fish) in front of a public institution from 9am until noon.

Julia needs a 600 sol loan to buy cooking oil, rice and dishes.

Julia has a house maD. from rustic materials and her dream is to build with substantial materials. She’d also like to expand her business and that her daughter becomes a professional.
View original language description ↓
El Banco Comunal Gracias Morenita inicia su ciclo 14 con 21 socias.
La señora Julia es por primera vez presidenta D. su Banco Comunal, asume con M. entusiasmo y alegría, lo que mas le agrada D. Finca Perú es el incentivo al ahorro y la facilidad D. los prestamos que le ayudan M. a su negocio.
Julia es casada, tiene 5 hijos y solo 1 esta estudiando. Julia venD. comida especialmente cebiche D. manera ambulatoria al frente D. una institución publica, actividad que realiza desD. las 9 D. la mañana hasta las 12 del mediodía.
Julia necesita un préstamo D. 600 soles para la compra D. aceite, arroz y platos.
Julia tiene una casa D. material rustico y su sueño es construir D. material noble, también le gustaría ampliar su negocio y que su hija sea profesional.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 157
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Gracias Morenita Group's $4,675 loan helped a member to buy cooking oil, rice and dishes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 21, 2010
Sep 23, 2010
Currency Exchange Loss:
Apr 15, 2011