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Nurila S. is a 48-year-old single mother of three children. She works as an accountant and is described as a benevolent, responsible and very hardworking woman.

In 1993, after the breakdown of the Soviet Union and in order to support her family, Nurila began to develop her business of stock-breeding. Today, she has two milch cows, whose milk she sells to the local dairy factory, and three horses. Also, Nurila is engaged in the cultivation of kidney beans and perennial herbs, which serve as forage for her cattle.

Nurila plans to use this loan of 70,000 KGS to buy twenty sheep for fattening and reselling and one cow. With her future revenues, Nurila plans to buy a mini-truck for transporting milk products to customers and consumers in different regions.

About Bai-Tushum and Partners:
Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable members of the population. It is one of the leading microfinance institutions in Kyrgyzstan. As a reliable financial partner, it contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Nurila to buy twenty sheep for fattening and reselling and one cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 28, 2010
Sep 25, 2010
Currency Exchange Loss:
Sep 15, 2011