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Junbert O. is from the village of Bitibut, Sapang Dalaga, Misamis Occidental. He is 25 years old, married, and has two infant-aged children. To make a living, he owns and operates a specialized retail store, selling seafood products including fish and shrimp in the local community. He has been engaged in his business for over a year and earns approximately $75 a month for these activities.

In 2010, Junbert joined GDMPC to gain access to financial services to help improve his living situation and ability to engage in business activities. He is requesting a loan of 5,000 PHP which will be used to purchase additional inventory and as working capital. This will be his 1st loan from GDMPC. He plans to use the additional revenue generated from the business to supplement his family's income.

About GDMPC:

GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three unit offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolk and small entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 1872
    View loans »
    Philippines Loans Fundraising
  • $60,984,950
    Funds lent in using Kiva
  • 44.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Junbert to purchase additional inventory and as working capital.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
At end of term
Sep 1, 2010
Oct 1, 2010
Currency Exchange Loss:
Jan 15, 2011