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Luis Humberto
Luis Humberto P. N. is a 45-year-old man who lives in the Juan Ramón Padilla neighborhood. He is married and his wife is responsible for a store, which helps with the household income. They have five older children who are independent and support their parents with monthly payments for their expenses. Mr. P. N. has been a farmer for the past two years. He started with the help of his wife’s uncle who told him about the benefits of the business. After this, he decided to dedicate himself fully to this line of work. Pest problems and diseases on his lands have caused a decrease in crop production, which is why he is requesting a loan to purchase agricultural supplies such as fertilizers, fungicides, insecticides and manure. This way, he can improve the maintenance of his crops and have a better harvest that benefits his sales and his family’s economic situation. In reinvesting the earnings in his business or in family plans such as the infrastructure of their house which is in inhabitable condition, it will help to improve the living conditions of him and his wife.
View original language description ↓
El señor Luis Humberto P. N., es un hombre de 45 años de edad, habitante del Reparto Juan Ramon Padilla, es casado y su esposa labora como responsable de una tienda, apoyando con sus ingresos a la economía del hogar, ellos tiene 5 hijos mayores de edad que son independiente y le apoyan a sus padres con una mensualidad para sus gastos, el señor es agricultor desde hace 2 años, comenzó con el apoyo del tío de su esposa quien le hablo de los beneficios de la actividad, decidiendo Don Luis de dedicarse de lleno a esta labor. Problemas de plagas y enfermedades en las tierras han ocasionado disminución en la producción de las cosechas y es por esta razón que solicita un préstamo para la compra de materiales agrícolas tales como fertilizantes, fungicidas, insecticidas y abonos que mejoren el mantenimiento y produzcan una mejor cosecha que beneficie las ventas y la economía de la familia, a fin de reinvertir en su negocio o en planes familiares, que ayuden mejorar las condiciones de vida de su esposa y la de él, como por ejemplo le infraestructura de su hogar que el planteaba que se encontraba en condiciones inhabitadas.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 125
    View loans »
    Nicaragua Loans Fundraising
  • $24,544,375
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Luis Humberto to provide excellent maintenance to his crops.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Aug 23, 2010
Oct 1, 2010
Currency Exchange Loss:
Dec 15, 2011