Yessenia del S. C. S. is a young woman of 29. She is married and has a 3-year-old child. They live in a village in the metropolitan area of Masaya, called Nindiri. Her husband works as a vendor, providing significant economic support to the household. Yessenia works as a cashier in a bank branch in the city. She has worked at this job for 3 years. She and her husband have succeeded in building the basic frame of a house, with great effort and little by little. Among their plans are finishing the construction of their home, and for this reason they are requesting a loan to buy construction materials to achieve this objective. Above all, their little child is growing up, and their current conditions are not the best. In this way, they will be able to attend to his health, well-being and protection. With this loan, they will achieve better conditions which will benefit the entire family. Above all, this is a recently married couple who are reaching for an opportunity to improve their economic and social well-being.
La señora Yessenia del S. C. S., es una joven de 29 años de edad, casada y con un hijo de 3 añitos, ellos viven en un pueblo de la ciudad de Masaya llamado Nindiri, su esposo labora como vendedor, proveyendo un importante sustento económico al hogar, ella labora como cajera de un sucursal de un Banco, de la ciudad, labora en esa identidad desde hace 3 años, ellos han logrado edificar su vivienda con mucho esfuerzo y poco a poco, dentro de sus planes esta la culminación de las construcciones de sus vivienda y para esto solicitan un préstamo para la compra de materiales de construcción que lleven a cabo este objetivo sobre todo que su pequeño ya está creciendo y las condiciones no son las mejores de esta manera se atenderá a su salud, bienestar, y protección, con este crédito lograran mejores condiciones que favorezcan a toda la familia. Sobre todo que es un matrimonio de recién casados que se abren paso a emprender su bienestar economico-social.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.