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Vilma M. is a strong mother who aims to become successful someday by developing her handicraft business. Vilma is thankful to ASHI; through the loans they have provided since 2006, Vilma has been able to maintain her handicraft business. She hopes to further improve her business in the future through hard work and with the continuous assistance of ASHI and its partner, Kiva.

Lack of business capital encouraged Vilma to ask KIVA lenders for financial support. She will be glad to have her loan request granted and will use the loan wisely by purchasing the needed raw materials for her handicrafts. Her hard work and perseverance are the basis for achieving a better life for her family. Her long term goal is to someday have her own booth for her products. Vilma hopes to maintain a long-term sustainable handicraft business.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1857
    View loans »
    Philippines Loans Fundraising
  • $61,010,950
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Vilma to purchase the needed raw materials for her handicraft business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 14, 2010
Sep 24, 2010
Currency Exchange Loss:
Sep 27, 2011