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Gregoria Eugenia
Gregoria is 64 years old. She has worked as a domestic employee in a home for quite a while, in order to cover her expenses. She lives in an urban area where most of the inhabitants work as informal traders.

She works washing, cooking and ironing clothes in a house where she is a domestic employee. She works on most days during the week. Sometime in the future, she would like to have a business of her own so she can take more time off and be secure in her old age. With the loan, she would like to improve her house, because part of the roof is damaged and she is afraid that water will come in.

In the future, she would like to continue working and change her current lifestyle, so that her older years will be better.
View original language description ↓
Gregoria de 64 años, es empleada domestica en una casa ya hace mucho tiempo para poder solventar sus gastos, vive en una zona urbana caracterizada porque la mayoría de habitantes son comerciantes informales.

Trabaja lavando, cocinando y planchando ropa en una casa donde es empleada domestica, trabaja la mayoría de días. Quiere en un futuro tener su negocio para poder descansar mas y asegurar su vejez. Con el préstamo quiere construir mejor su casa porque una parte del techo esta dañado y tiene miedo que le ingrese agua.

En el futuro quiere seguir trabajando y poder cambiar el estilo de vida que tiene para que su vejez sea mejor.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 81
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gregoria Eugenia roofing, paint and cement.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 14, 2010
Sep 22, 2010
Currency Exchange Loss:
Apr 15, 2012