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Teodora
Teodora, 45, is a hard working, noble mother. She lives in her own house with her husband and two children. Her business is selling fish. Very early in the morning every day and on weekends she and her husband sell ceviche (marinated fish). They do quite well with the business.

Since her son works at the municipal fish gathering center when he gets off work he buys fresh fish and takes it home where Teodora prepares this very typical Peruvian dish. She has managed to win over many customers who prefer her due to the service she provides.

What she enjoys most about her work is chatting with her customers. She has been in business for 15 years and considers the most painful thing to face as a mother is being unable to rehabilitate her son from a paralysis he has in half his body. For this reason she hopes to soon finish building her house to offer him a better quality of life.

This is her 13th loan with MFP; she’s aware that she has to repay punctually and is willing to do so; she is a very cheerful, responsible member of her communal bank.

She wants the loan to buy building materials and supplies like: cement and fine sand because she wants to have the floor in the house in very good condition.
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Teodora tiene 45 años, es una madre de familia muy trabajadora y noble, vive en su casa propia, junto a su esposo y sus 2 hijos. El negocio al que Teodora se dedica, es la venta de pescados, es así que desde muy temprano por la mañana y durante los fines de semana venden ceviche con la ayuda de su esposo, negocio que hasta el momento les va muy bien. Como su hijo mayor labora en el centro de acopio de pescados, al salir de su trabajo, compra pescados frescos y los lleva a su casa, donde Teodora empieza con la elaboración de este platillo muy típico del Perú. De esta manera ha logrado captar mucha clientela que la prefieren por el servicio que brinda. Lo que más le gusta de su trabajo es conversar con sus clientes; lleva 15 años realizando esta actividad y considera que lo más doloroso como madre, es no poder rehabilitar a su hijo de parálisis de medio cuerpo que padece. Por tal motivo espera en adelante terminar de construir su casa para ofrecerle una mejor calidad de vida. Este es el treceavo crédito con MFP, y sabe que tiene que pagar puntualmente sus cuotas y esta dispuesta hacerlo. En su grupo comunal es una socia muy alegre y responsable. Con el crédito que solicita, comprará materiales de construcción como: cemento y arena fina, ya que quiere tener el piso de su casa en buen estado.

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About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 55
    View loans »
    Peru Loans Fundraising
  • $54,539,125
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD