Mr. Pich D. is a middle-aged man and is married with two school-aged kids. Pich D. possesses a small workshop from which he provides a blacksmithing service to his nearby neighbors.
He has employees who assist him in this business. He produces metal hammers, knives, hatchets, etc. Pich D. has another financial earner in his wife who plants crops to earn a living. In order to earn additional revenue, Pich D. has requested a loan to be used to book the plantation where the cashews grow. He estimates that he can harvest the cashews to sell when they are mature.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.