Mrs. Sam R. is a 49-year-old farmer in her village in Kampong Tom Province. She earns an average of $2.50 per day. Her husband, Mr. Say Poch, is 56 years old and also works on the farm field with her. Sam R. has four children, two of whom work in the construction sector, while one is a tailor and another one is already married and lives separately.
Sam R. faces difficulty traveling to the workplace or anywhere else, because she doesn’t have a vehicle. Because of this problem, Sam R. needs to take a loan to be used to buy a second-hand motorcycle to make family transportation easier.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.