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Francisca Alexandra
Francisca is 40 years old and has a small store in the front of her house. She lives in a semi-urban area called "Duran," which is characterized by its diminishing ecosystem.

She started off selling fruits on foot outside a school. As she had enough customers, she was able to buy more items to sell and little by little, she increased her income. She decided that the best way to be able to spend time with her family and earn money would be to have her own store. Because of that good decision, she now has her small store where she sells sweets and food items.

In order to provide her children with a better life, she wants to use this loan to buy construction materials to renovate her house. In the future, she would like to finish stocking her business and to improve the construction of her house.
View original language description ↓
Francisca de 40 años, tiene una pequeña tienda en la parte delantera de su casa, vive en una zona periurbana llamada “Duran” este lugar esta caracterizado por su ecología en disolución.

Ella empezó como vendedora ambulante de frutas afuera de una escuela como tubo suficiente clientela ella pudo comprar artículos para vender poco a poco fue incrementando sus ganancias y decidió que la mejor forma de pasar tiempo con su familia y obtener dinero era teniendo su propia tienda. Por esa buena decisión ella tiene ahora su pequeña tienda de dulces y víveres.

Para darle una mejor vida a sus hijos ella quiere comprar con el préstamo materiales de contracción para readecuar su casa. En el futuro quiere terminar de surtir su negocio y construir mejo su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Francisca Alexandra to buy cement, cinder blocks, and paint.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 30, 2010
Sep 21, 2010
Currency Exchange Loss:
Oct 15, 2011