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Maria Mercedes
Maria Mercedes is 45 years old. She has been a member of the teaching staff at the Vigarmy Flores Castro school for the past 25 years. She is the single mother of 2 children. Her elder child is now 25 and in his third year of higher education. Her daughter is 12 years old and in 6th grade at primary school.

Maria is seeking her 9th loan. She will invest it in improving her home, by building a new kitchen that will better accommodate her family. This client [of the field partner] has shown herself to be a responsible, honest, and hard-working woman who takes good care of her children, and while they are humble people, they are a very close family. They live in an area where they population is growing daily, and it is Maria's dream to go on improving her home and that her children go on learning so that they can make something of themselves in life.
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Maria Mercedes de 45 años de edad trabaja como docente en la Escuela Vigarmy Flores Castro desde hace 25 años, es madre soltera de 2 hijos: el mayor de 25 años de edad estudia su tercer año de Educación secundaria y la hija menor de 12 años estudia su sexto grado de Educación primaria.

Está solicitando su 9no credito para invertirlo en mejora de su vivienda construyendo la cocina de su casa lo cual le brindarà mayor comodidad a su familia, esta clienta se ha destacado por ser responsable , honesta, trabajadora, y de cuidar sola a sus hijos, a pesar que son personas humildes son una familia muy unida, viven en un una colonia donde cada día se va aumentando la población , su sueño es ir mejorando la vivienda y que su hijos sigan preparando para que lleguen hacer alguien en la vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Maria Mercedes to build a kitchen.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 31, 2010
Oct 1, 2010
Currency Exchange Loss:
Aug 16, 2012