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Bertine Mélanie
Mrs. Bertine Mélanie C. is a 47 year-old married woman who lives in Baye Laye. She has been in business for a long time and specializes mostly in the sale of vegetables and detergents (bleach and liquid soap). She chose this line of business in the hope of helping her husband, who is retired. Her business is profitable except that vegetables are scarce during the winter. She has been a member of the Baye Laye credit union since December, 2003. She has already repaid 2 previous loans. She is requesting a loan of 300,000 francs with the goal of increasing her stock of merchandise in this Ramadan season. She hopes to meet the needs of her family with the increase in her profit.
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Madame Bertine Mélanie C. est une femme mariée de 47 ans qui habite Baye Laye. Elle s’active dans le commerce depuis longtemps et est surtout spécialisée dans la vente de légumes, et détergents (eau de javel, savon liquide).C’était dans le souci d’épauler son mari qui est parti a la retraite qu’elle avait opté pour cette activité de commerce qui est bien rentable pour elle sauf que pendant l’hivernage les légumes se font rares. Elle est sociétaire de la caisse de Baye Laye depuis décembre 2003. Elle a déjà remboursé 2 prêts antérieurs. Elle sollicite un crédit de 300 000 frs dans le but d’augmenter son stock de marchandises en cette période de Ramadan. Avec l’accroissement de ses bénéfices elle souhaite satisfaire les besoins de sa famille.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 41
    View loans »
    Senegal Loans Fundraising
  • $14,234,875
    Funds lent in using Kiva
  • 501.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD