Mr. Ket M. is an old man whose wife appears in the photograph. Ket M., age 50, owns and operates a handicraft business whose main activity is making and selling furniture. He sells beds and rattan cupboards that he and his wife produce or that he orders from other makers who live in the village. He uses his horse cart as transportation and it takes a week to sell all his products. Mr. Ket M. is taking out his first loan in order to mend his old house that breaks down frequently.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.