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Dilaram's Group
In this Group: Dilaram , Nazgul , Zumrad , Almazbek
Dilaram J. is the leader of the group. She is 38 and married. She has a daughter and two sons. All the children are at school. Dilaram works as a cashier and her husband is a truck driver. Dilaram applied for the loan because they need money to repair the truck. With money received from the loan she will purchase truck tires and a battery. In the future Dilaram wants to build a shop near the house and start selling convenience goods.

Nazgul K. is the treasurer of the group. She is 35 and married. She has a daughter and two sons. All the children study at school. A year ago, with the initial investment of 3000 soms, Nazgul started to sell shoes at the market. In this way she makes 3000 soms per month. Her husband works as a taxi driver and when he is free he helps Nazgul with her activity. Nazgul hopes to obtain the loan because she needs money to purchase more shoes in order to increase the turnover of her business. In the near future she plans to purchase a container and then start repairing the house.

Zumrad K., 39, is married. He has a daughter and a son. The son is at school and the daughter is not yet at school. Zumrad works as a driver and his wife is a teacher at school. With money received from the loan he wants to purchase cement, windows, and paint in order to repair the house. In the future he wants to open an auto repair center.

Almazbek A., 22, is married. In order to make money, he works in construction. He is also engaged in livestock breeding. He started to breed livestock two years ago with the initial investment of 5000 soms, and now is selling some animals after fattening, making 5000 soms per month. With money received from the loan he wants to purchase two farm animals for breeding.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan. MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,308,175
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Dilaram's Group's $1,500 loan helped a member to purchase truck tires and a battery.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 17, 2010
Sep 22, 2010
Currency Exchange Loss:
Apr 15, 2011