Esther is requesting her fifth loan to install ceramic tile in her small home and thereby give better living conditions to her daughter.
Doña Esther is very grateful to AFODENIC. With previous loans, she was able to obtain her own home and improve the living conditions of her family. Her biggest dreams are that her family always remains close, has stable employment, and is on good terms with God.
Esther està solicitando su 5to credito para hecharle la ceramica a su pequeña vivienda, y asi brindarle mejores condiciones a su hija.
Doña Esther expresa sentirse muy agradecida con AFODENIC ya que por medio de los créditos obtenidos han logrado obtener su propia vivienda y han mejorado sus condiciones de vida y la de su familia, su mayor sueño en la vida es que su familia permanezcan bien unida, tener estabilidad laboral y estar bien con Dios.
About AFODENICThis loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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