Manuel, age 50, has a small store in the front part of his house. He lives in a periurban area called Perimetral.
He started his grocery store seven years ago because his sector needed a grocery store. Also, he needed to generate income for his family. Little by little he sold oil, rice, and drinks in his little place. Then he was able to stock it with more food. He now works from 6:00 a.m. until 9:00 p.m. everyday.
He wants to use the loan to stock his business more. He will use the loan to buy rice, oil, and sugar. In the future he wants to have a well stocked store and to be able to make some home improvements.
Manuel de 50 años, tiene una pequeña tienda en la parte delantera de su casa, vive en una zona periurbana llamada Perimetral.
Hace 7 años atrás comenzó con su tienda de vivieres ya que por su sector había la necesidad de una tienda de víveres y también necesitaba genera ingresos para su familia, poco a poco vendiendo aceites, arroz, bebidas su pequeño local se pudo surtir con mas víveres. Ahora trabaja desde las 06h00am hasta las 21h00pm todos los días.
Para surtir mas su negocio ella quiere comprar con el préstamo arroz, aceites, azúcar. En el futuro quiere tener bien surtida su tienda y poder readecuar su casa.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.