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Jessica Guadalupe
Jessica, 33, lives in El Fortín, Guayaquil, an area noted for its unpaved streets and informal merchants. She has a small grocery store in her parents’ house.

She was 18 years old when she opened the store with the goal in mind to provide her parents with a small business since they didn’t have much economic stability. She started working when she used her savings to buy foodstuffs to sell. Since then and to this day she works from 6am until 10pm daily.

She will use the loan to buy more stock items like rice, sugar and beverages for the store. In the future she’d like to expand it and be able to open a second store somewhere else to earn more income and be able to help her parents.
View original language description ↓
Jessica de 33 años, vive en el Fortín de Guayaquil una zona caracterizada por sus caminos de tierra y comerciantes informales. Tiene una pequeña tienda de víveres en la casa de sus padres.

Tenia 18 años cuando comenzó con su pequeña tienda con el fin de darles a sus pares un pequeño negocio ya que ellos no tenían mucha estabilidad económica, fue así que comenzó a trabajar y a invertir sus ahorros en víveres y venderlos. Desde ese tiempo hasta ahora trabaja desde las 06h00am hasta las 22h00pm todos los días.

Con el préstamo quiere comprar mas víveres como arroz, azúcar, bebidas para su tienda. En el futuro quiere ampliar el negocio y poder ubicar otra tienda en otro lugar para tener mas ingresos y poder ayudar a sus padres.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jessica Guadalupe for rice, sugar and beverages.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2010
Sep 20, 2010
Currency Exchange Loss:
Aug 15, 2011