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Erlinda Edubina
Erlinda is 32 years old and she has an office supply store in the front section of her house. She lives in Fortin de Guayaquil, a region known for its unpaved roads and for its vendors. Her husband is a vendor and they have three children together.

She started out selling notebooks to her neighbours and her friends. With her modest earnings she was able to purchase other office supplies and increase her income. Eventually she managed to purchase a display case and she was able to remodel a section of her house from where to run her business.

In order to restock her business with more merchandise she would requests a loan. With it she will purchase notebooks, office supplies, and soft drinks. In the future she hopes to expand her office supply store and she wishes to see her children successfully complete their schooling.
View original language description ↓
Erlinda de 32 años, tiene una papelería en la parte delantera de su casa, vive en el Fortín de Guayaquil una zona caracterizada por sus caminos de tierra y comerciantes informales. Su esposo es vendedor ellos tienen tres hijos.

Ella empezó vendiendo cuadernos a sus vecinos y amigos, con algunos ahorros que tenia comenzó a comprar papelería para tener mas ingresos, poco a poco pudo comprar una vitrina y readecuar su casa para ubicar el negocio en la parte delantera de su casa.

Para poder surtirlo con mas mercadería ella quiere comprar con el préstamo cuadernos, papelería, bebidas. En el futuro quiere agrandar su papelería y que sus hijos terminen sus estudios con éxito.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Erlinda Edubina to purchase notebooks and office supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2010
Sep 20, 2010
Currency Exchange Loss:
Sep 15, 2011