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Suraiya's Group
In this Group: Suraiya, Hanifan, Nusrat Mahmood, Maqsoodan Begum
Suraiya is a resident of Gujranwala which is located in Punjab and is famous for its industrial importance. She is a housewife who spends all day at home taking care of her family and doing her household tasks. But, in her spare time, she does embroidery for her neighboring clients. She doesn’t take this work as a profession but she could do so if she started getting a good income from it.

Suraiya is the mother of three daughters and two sons, all of them receiving an education. Suraiya, herself, is illiterate and couldn’t obtain an education due to the poor financial situation of her parents, but she doesn’t want the same fate for her children; she is giving them an education and wants them to complete it.

Suraiya husband has a furniture-selling business. He operates his furniture showroom in the market where he displays ready-made furniture sets. Suraiya has applied for a loan from Kiva partner, Asasah, for her husband’s business. With the loan, he will buy more furniture sets for his furniture showroom. He thinks that by offering more choice to his clients he can make more sales. Suraiya is hopeful that her husband will be able to get the desired results by making this investment in his business.

Suraiya is a regular loan user of Asasah and this is her 4th loan. She has proved herself a responsible client who has never missed a meeting and has paid her installments on time.

In the photo, Suraiya is the lady who holds a book (called her Asasah Passbook) in her hand.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 448
    View loans »
    Pakistan Loans Fundraising
  • $15,121,950
    Funds lent in using Kiva
  • 85.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Suraiya's Group's $800 loan helped a member to enable her husband to buy more furniture sets for his business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 7, 2010
Sep 22, 2010
Currency Exchange Loss:
Sep 15, 2011