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Berna N. lives in the Kamwokya Kifumbira neighborhood in the city of Kampala, Uganda. She is widowed and has 4 children, none of whom are in school. She also takes care of additional family members (her mother).

Berna has a business of selling children’s clothes. She has been in this business for 5 years and she works 7 days a week. Berna sells her products door-to-door, by means of retail. Berna has requested a loan from MCDT SACCO, which she will use to buy more of children clothes like baby shawls, baby bags and nappy liners.

The main business challenge(s) for Berna include ever-increasing prices of children clothes and transportation. Her goals and aspirations for her business are to build her own house. Berna lives in a home that she owns; she has access to electricity and has access to piped water. Her major monthly expenses include paying utility bills and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 205
    View loans »
    Uganda Loans Fundraising
  • $31,373,750
    Funds lent in using Kiva
  • 2,243.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Berna to buy more children's clothes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 17, 2010
Sep 22, 2010
Currency Exchange Loss:
Feb 15, 2011