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Floralie
Floralie E. is a married woman who lives in Treplin, Barangay Binaobao, Bantayan, Cebu. She earns her living from a vegetable-vending business. Her husband, Lumelo E., who is 34 years old, is a businessman and also helps in his wife's business. They have four children who are from 6 to 14 years old and are currently going to school.

Floralie joined NWTF-Project Dungganon in 2000 because she wished for something better for her family. With the help of her past six loans from NWTF-Project Dungganon, she has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 15,000 helped her earn a monthly profit of PHP 8,000, uplifting her family's standard of living.

This time, for her 7th loan, Floralie is borrowing PHP 15,000, which she intends to use as an additional capital to buy stock so that she can continue to save for the future to buy a delivery truck.

Floralie is a Dungganon woman who is following an honorable path toward the achievement of her dreams.


About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Help NWTF continue in its mission to help the poorest in the Philippines by visiting the NWTF lending team on Kiva to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1458
    View loans »
    Philippines Loans Fundraising
  • $59,251,750
    Funds lent in using Kiva
  • 44.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Floralie to use as additional working capital.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 24, 2010
Listed
Sep 21, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2011