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Nonieta is a 53-year-old married woman with three adult children. All of her children are degree holders: the eldest child is a nurse, the second eldest is a management accountant, and the youngest graduated with a major in accountancy.

As an active entrepreneur, Nonieta has been running a sari-sari store for almost eight years. ”Sari” is a native word for “variety”. This is a small store that is either attached to the owner’s house or in a small native cottage not far away. Such stores are convenient for people in the village who live far from the marketplace.

To assist in building her business, Nonieta would like to receive a loan of 30,000 PHP to increase the inventory of goods sold in her sari-sari store. She is planning to purchase additional products such as rice, sugar, eggs, cooking oil and other stock for her store. She believes that offering a wide assortment of goods to customers will increase traffic to her store and maintain customer loyalty in her village.

A loyal member since 2002 of Ahon sa Hirap, Inc. (ASHI), a Kiva microfinance partner in the Philippines, Nonieta has been a model member demonstrating regular attendance at weekly center meetings and steady repayments on previous loans. Her longterm goals are to offer a better future for her family and to sustain the profitability of her store.

Through hard work and determination, Nonieta is focused on improving her quality of life with the support of ASHI and Kiva lenders.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1442
    View loans »
    Philippines Loans Fundraising
  • $59,148,800
    Funds lent in using Kiva
  • 44.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Nonieta to purchase additional inventory for her sari-sari store.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Aug 24, 2010
Sep 21, 2010
Currency Exchange Loss:
Aug 15, 2012