Doreen is a 42-year-old lady with five children. She is very hard-working and puts a lot of effort in running her sales business. With the income from her flea market stand, Doreen supports her family. She is asking for a loan of US$300 to buy various items she sells in her flea market stand. The items include vegetables, Samoan cocoa, plantation crops such as taro and bananas, and handicrafts. She hopes to make around 180 Tala (US$72) of net profit a day six days per week.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.