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Mujeres Con Visión (Cuenca) Group
In this Group: María José*, María Belen, Maura Cristina, Patricia Leonor, Nora Jimena, Bertha Lucia, Zulay Elizabeth, Nelly Soledad, Mayra Alexandra, Carmen Margarita, María Esperanza
* not pictured
The communal bank Mujeres con Visón (Women with Vision) is made up of 11 women who do different kinds of work to improve their economic situation and thus move their families ahead. They live in different places in the city of Cuenca. This city is known for its architectural beauty, its beautiful mountain landscape, its culture, its food and for the warmth and hospitality of its people.


Mrs. Carmen Margarita Y. lives in the city of Cuenca by the Quinta Chica area. This is her second loan that she has taken with the communal bank. She has developed a good friendship with all the members of the bank. Our member is very young. She is 25, married, and has 4 children: 8, 7, 5 and 3. Her three oldest children are in a school in the city. Her husbands works in a factory making stucco ( ceilings). They don’t have their own home so that live in a rented one.
Mrs Carmen has worked for the last 3 years selling Yanbal, L’bel products, etc. She sells on Mondays, Tuesday and Fridays. She doesn’t have a regular schedule. The others days she sells only a little since she also has to spend time with her children who are still young. She will use her loan to buy more Yanbal cosmetics such as perfumes, creams, etc.
He goal is to have her own home.


Mrs. Mayra Alexandra S. lives in the city of Cuenca. This is her third loan that she has taken with the foundation and she was invited by her mother. The loans have greatly benefited her in her business. She sells Avon cosmetics, work that she has done for the past year. She has also been a waitress in a restaurant for the last 8 months and she works from 7 am to 3 pm.

Mrs. Mayra is 24, married and has a 5 year old daughter who is in the kindergarten of the city. Her husband is a security guard. They don’t have their own home so they live in a rented one. She will use the loan to buy Avon cosmetics.

Her goal is to have her own house.
View original language description ↓
El Banco comunal Mujeres con Visón, esta formado por un grupo de 11 señoras que trabajan en diferentes actividades para mejorar su situación económica y así sacar adelante a sus familias. Viven en diferentes lugares de la ciudad de Cuenca, esta ciudad es conocida por su belleza arquitectónica, sus bellos paramos, su cultura, su gastronomía y por su gente que es calida y cordial

La Señora Carmen Margarita Y. vive en la ciudad de Cuenca por el sector de Quinta Chica, este es el segundo crédito que realiza en la banca comunal, ha llegado a tener una muy buena amistad con todas las socias que la conforman. Nuestra socia es muy joven tiene 25 años, es casada y tiene 4 hijos de 8, 7, 5 y 3 años de edad, sus tres primeros hijos estudian en una escuela de la ciudad, su esposo trabaja en una fabrica realizando estucos (Cielos rasos), no tienen casa propia por lo que viven arrendando.
Doña Carmen se dedica hace 3 años a la venta de productos Yanbal, L´bel etc, sus ventas las realiza los días Lunes, Martes y Viernes, no tiene una horario fijo, los demás días vende pero muy poco ya que también les dedica tiempo a sus hijos que aun se encuentran pequeños. Su crédito lo va a invertir en la compra más cosméticos de la marca Yanbal como perfumes, cremas etc.

Su meta es llegar a realizar su casa propia.

La Señora Mayra Alexandra S. vive en la ciudad de Cuenca, este es su tercer crédito que realiza en la fundación y fue invitada por su mamá, los créditos le han beneficiado mucho en su negocio. Se dedica a la venta de cosméticos de la marca Avon, actividad que la realiza hace un año. También trabaja como mesera en un restaurante lleva 8 meses en este trabajo y labora desde las 7 a.m. hasta las 3 p.m.
Doña Mayra tiene 24 años, es casada y tiene una hija de 5 años de edad que está en un jardín de infantes de la ciudad. Su esposo trabaja como guardia de seguridad, no tienen casa propia por lo que viven arrendando.Su nuevo crédito lo va a invertir en la compra de cosméticos de la marca Avon.

Su meta es llegar a construir su casa propia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mujeres Con Visión (Cuenca) Group's $3,100 loan helped a member to buy Yanbal and Avon cosmetics, perfumes, creams and costume jewelry.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 16, 2010
Listed
Sep 19, 2010
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2011