Solinuu is 31 years old, married and has three children. She is very talented at making and producing handicrafts, especially Samoan designs for items such as earrings, rings, necklaces and hats. She has been in this business for five years, but faces a serious problem: to expand her business, and her income, she needs to buy expensive tools, such as drill, that she simply cannot afford. She has applied for a loan of $300 to buy these tools, which will allow her to provide a better life for herself and her family.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.