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Señorcito Del Cautivo (Cuenca) Group
In this Group: Sonia Janet, Lourdes Iliana, Carmen Guillermina, Elisa Victoria, Geovanna Lorena, Eudosia Ermandina, María Del Cisne, Betty Del Rocío, Gabriela Esperanza
The Banco Comunal Señorcito del Cautivo (Imprisoned Lord Communal Bank) is composed of 9 women, the majority of whom engage in trade, always looking for the best way to keep on improving their activities. Being determined women, they are sure the loans will help them making their activities grow. They live in different areas of the town of Cuenca, the third most important city in Ecuador for its architectural beauty, its craftsmanship, its culture and its people.

Ms. Carmen V. lives in the Baños parish. This is the first loan she is requesting through the Communal Bank, to which she was invited by a friend. She is 38 years old, she is married and has 3 children aged 17, 16 and 10. The two older children have a job and economically help facing family expenses, the youngest is a student attending a school in the city; her husband is a laborer. Thanks to hers and her husband’s jobs they have succeed in building themselves a house.

Carmen sells fruits every day in the open market from 8 am to 6 pm, and she has been engaging in this activity for 17 years. She sells every variety of fruit and has her own stall. The loan she is requesting will be used to buy more fruits such as oranges, watermelons, melons, tangerines and so on. Her goal is to complete the second floor of her house to offer better living conditions to her family.

Ms. Elisa Vitoria N. lives in the Crea sector of the town of Cuenca. She is 48 years old, she is married and has 5 adult children: two of them are married and live independently, the other three are single, they have a job and they use their wages for their personal expense. Her husband is a winemaker in a company of the city. They are currently renting as they do not have a house of their own.

Elisa sells fruits in the open market of the town of Cuenca, something she has been doing for 22 years. She has her own stall and she works Sunday to Sunday form 7 am to 6 pm, selling every kind of fruit. This is the first loan she is requesting through this institution, and she was invited by a friend to form part of the Communal Bank. The loans she is requesting will be used to buy more fruits such as pineapples, papayas, oranges and so on. Her dream is to have a house of her own one day.
View original language description ↓
El banco comunal Señorcito del Cautivo esta formado por un grupo de 9 señoras que en su mayoría se dedican al comercio y buscan la mejor manera de seguir incrementando sus negocios, están seguras que los créditos les van a ayudar a crecer en sus negocios ya que se caracterizan por ser mujeres luchadoras. Viven por diferentes lugares de la ciudad de Cuenca, esta ciudad es la tercera ciudad con más importante del Ecuador por su belleza arquitectónica, sus artesanías, su cultura y su gente.

La Señora. Carmen V. vive por la parroquia de Baños, este es el primer crédito que realiza en la banca comunal y fue invitada por una amiga. Nuestra socia tiene 38 años, es casada y tiene 3 hijos de 17, 16, 10 años de edad, sus dos primeros hijos trabajan y ayudan económicamente en los gastos del hogar, su último hijo estudia en una escuela de la ciudad, su esposo trabaja como jornalero, con el trabajo conyugal han logrado construir su casa propia.

Doña Carmen se dedica a la venta de frutas, realiza esta actividad hace 17 años en el mercado de la feria libre desde las 8 a.m. hasta las 6 p.m. todos los días, vende todo tipo de frutas y cuenta con un puesto propio. El crédito que recibe lo va a invertir en la compra de más frutas como naranjas, sandias, melones, mandarinas, etc. Su meta es realizar el segundo piso de su casa para más comodidad de su familia.

La Señora. Elisa Victoria N. vive por el sector del Crea en la ciudad de Cuenca, tiende 48 años, es casada y tiene 5 hijos que son mayores de edad, dos de sus hijos son casados y viven independientemente, sus tres hijos solteros trabajan y su sueldo lo utilizan para sus gastos personales, su esposo trabaja como bodeguero en una fabrica de la ciudad, no tienen casa propia por lo que viven arrendando.

Doña Elisa se dedica a la venta de frutas en el mercado de la feria libre en la ciudad de Cuenca, actividad que le realiza hace 22 años, cuenta con un puesto propio, trabaja de domingo a domingo desde las 7 a.m. hasta las 6 p.m. y vende todo tipo de frutas. Este es su primer crédito que realiza en la fundación y fue invitada por una amiga a formar parte de la banca comunal, su crédito lo va a invertir en la compra de más frutas como piñas, papayas, naranjas etc. Su sueño es algún día tener su casa propia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Señorcito Del Cautivo (Cuenca) Group's $2,975 loan helped a member to buy different kinds of fruits.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 15, 2010
Listed
Sep 19, 2010
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2011