Virgen Del Carmen Group
They each run their business independently; businesses such as clothing sales, different types of food sales, general stores, and pantry stores. They also have crops and they sell their products. They sell cleaning products, general merchandise, charcoal, cassava, knickknacks, etc.
Teresa, one of the members, and she makes men’s and ladies’ clothing. She’s been doing this for several years and she has a good number of customers who solicit her services, based on their needs. This is very hard work and it causes much eye strain, but Teresa tells us, “This is the profession I chose and this is what I know how to do.” She also says that this is how she is able to help her family. Aside from the orders she receives from her customers, she also makes clothing that she offers to various
Ellas son independientes en sus labores como vendedoras de ropas, venta de comidas de todo tipo, tienen almacén, despensa, copetín, tienen huertas y comercializan sus propios productos. Venden artículos de limpieza, mercería, venden carbón, mandioca, bijouterie, etc.
Una de las integrantes es la señora Teresa quien se dedica a la confección de ropas para damas y caballeros.
Esta actividad lo viene realizando hace varios años y cuenta con buena cantidad de clientas quienes le solicitan las confecciones de acuerdo al modelo que cada uno elija.
Esta actividad es muy sacrificada ya que desgasta mucho la vista nos comenta la señora Teresa, pero es la profesión que elegí y es lo que sé hacer y hasta ahora con este trabajo pudo ayudar a su familia.
Ella aparte de los pedidos que recibe también confecciona prendas que ofrece a varias tiendas.
Actualmente desea confeccionar prendas de la temporada entrante y para ello solicita el préstamo para compra de telas y otros accesorios que ella utiliza.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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