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Mrs. Hang T. is a 43-year-old farmer who lives in Kompong Chhnang Province. She is married to Mr. Pearin, aged 40, who works with her in the farming business. This couple raises crops and pigs, and they currently own a cultivating machine that they use for their farming. In addition, they use their machine to plow a nearby farmer’s farmland for profit.

Mrs. Hang T. has been planning to build a new house for her married child to live in, but she can’t make that possible due to the lack of funds. Therefore, she is applying for a loan to add to her savings in order to construct a new house. Mrs. Hang T. was busy when the photo was taken, so her husband is pictured instead.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 294
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,210.2
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hang to construct a new house.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 16, 2010
Sep 20, 2010
Currency Exchange Loss:
Nov 15, 2011