Mr. Men M. is an older man whose wife appears in the photograph above. Men M. owns a piece of farmland that he and his wife use to grow different kinds of crops from which they earn a living. This old couple has four teenage children: two are employed and two are jobless. Men M. wants to encourage his unemployed children to have suitable jobs. As they don’t have money yet, Men M. has applied for a loan for his children to use as capital to begin selling grocery items in the village. The loan will provide the family with extra income and a better standard of living.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.