Karaponi is a woman of forty two years of age who is married with three kids. She is very interested and talented in making elei materials which she learned from her school. Her first loan of $300USD was used to buy materials needed such as fabrics, paintings, brushes and elei woods. She sells them at shops in the village and she also has orders from shops in town as well as from choirs, school and youths. She hopes that her next loan will be used to build a small house for her business and provide additional materials. She is very interested in her business and thankful for the help she gets from this program because without the assistance she could not make it.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.