Geremias, 51, is married and has three children. He has always been a very responsible father and worker. He has worked in the restaurant sector for a long time and his work has gotten the public's attention as he has always been attentive in learning how to prepare the different dishes that the restaurants offer. His goal has always been to have his own food business even though his family has discouraged him many times to not follow through with this project. He left his job and made his dream a reality by buying some equipment to start his business. He works in his home and every day brings him business. He has had much success with selling hamburgers, chicken wings, etc. What differentiates him from his competitors is the quality of his products and the good service he provides to his customers. What he hopes to accomplish later on is finishing the construction on his house and putting in a soda fountain. His loan will be used to buy products such as oil by the gallon, hamburgers, hot dogs, etc. He hopes to save and increase his profits. Geremias is currently the president of the community bank, La Fortaleza, which includes 12 members.
Geremias tiene 51 años esta casado y tiene 03 hijos siempre ha sido un padre muy responsable y trabajador durante mucho tiempo laboro en el rubro de restaurantes su trabajo era atención al publico pero siempre estaba atento para aprender como se preparaban los distintos platos que ofrecían su meta siempre fue tener su propio negocio de comida a pesar que su familia muchas veces lo desanimo para que no siga con su proyecto el renuncio a su trabajo y lo hizo realidad se compro algunos enseres y empezó su negocio, hizo un lugar en la puerta de su casa donde todos los días saca su negocio , tiene mucho éxito con la venta de hamburguesas, pollo Broster,alitas etc. lo que le diferencia de los demás es la calidad de productos y la buena atención que ofrece a su clientela, lo que quiere lograr mas adelante es terminar la construcción de su casa y poner una fuente de soda su préstamo le servirá para surtir su negocio y comprar sus insumos como aceite por galones, hamburguesas, hot dog etc. de esa manera ahorra y sus ganancias mejoran. actualmente es el presidente del grupo “LA FORTALEZA” formado por 12 socios.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.