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Mrs. Lilian U. is from the Barangay of Minsubong, Tangub City, Misamis Occidental. She is 48 years of age, married to Jesus U. and is blessed with 2 children, of whom one is working at Gaisano Ozamiz as promo-merchandiser and the other one is now a graduating student at BSMT- Nautical.

To make a living, she is presently engaged in a banana production and buying and selling business. She is also receiving regular support from her husband, who is a farmer. She has been engaged in this green banana buying and selling business for 10 years already and earns approximately 5,800 PHP a month from this business activity.

In the year 2008, Lilian joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Lilian is an active member of PMPC under the Regular Loan program and has successfully repaid a loan amount of 12,000 PHP.

She is requesting a loan amount of 45,000 PHP as her 4th loan to be used for the educational expenses of her son who is now taking his SOLAS (safety of life at sea course for those wanting to work on ships) course this time. She plans to use the additional revenue generated from the business to improve the general living conditions of their family especially in meeting their basic needs, savings for future use, loan repayments, children’s education, insurances and possible business expansions.

About PMPC:
Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1468
    View loans »
    Philippines Loans Fundraising
  • $59,362,100
    Funds lent in using Kiva
  • 44.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Lilian educational expenses for her son's SOLAS course.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 16, 2010
Sep 15, 2010
Currency Exchange Loss:
Sep 17, 2013