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El Cocal Group
In this Group: Efrocinia, America , Lorena
Lorena Juárez lives in la Ribera el Aguacate, in the town of Copainala, state of Chiapas, México. She lives in common law marriage with Mr. Roberto Juárez Pérez. She has two daugters. The oldest is Gisela Guadalupe, seven, and the younger is Keily Paola, five. They are in primary and pre-school.

She has worked in her mini grocery store for four years. She remarks that it has gone well for her. She has been able to support herself and her family and keep her srore stocked. She also has the support of her husband, who works in the fields and in other odd jobs to support the household.

What motivated her to do this activity was that in her community there were no longer any stores where people could buy their necessities and they had to go down to the town to buy them. That is why she was motivated and today, thank God, it has gone well for her with the little she has been able to get from her mini grocery store.

With the earnings that she obtains from her small business, she saves to buy more merchandise that she needs and that the customers require. She also feels satisfied with the service she gives them everyday.

Her dream is to expand her business, buying more and better quality merchandise, as well as to save and build a locale where her business can be more diversified and people can be more interested in buying her products.

She joined the group via an invitation from Efrocinia, who is the group's representative. The group is called El Cocal. It is called that because when the application was filled out, it was done under the shade of a coconut tree.

The people who make up the group are:

Efrocinia A. Pérez: She will invest the loan in purchasing chicken to sell them already seasoned.

América Pérez E.: She will invest the loan in buying and selling slothing, such as: pants, t-shirts, baby outfits, and more.

Lorena Juárez A.: she will invest it in purchasing merchandise for her grocery store, such as: oil, flour, beans, and sugar, among other things.
View original language description ↓
La señora Lorena Juárez, vive en la Ribera el Aguacate, Municipio de Copainala Estado de Chiapas México, vive en unión libre con el señor Roberto Juárez Pérez, en donde procreo dos hijas la mayor es Gisela Guadalupe de siete años y keily Paola con cinco años de edad, que están en primaria y preescolar.

Ella se dedica a su mini tienda de abarrotes desde hace cuatro años en donde comenta que la ido bien cuando menos para sostenerse con su familia y mantener en surtida su tienda, a u así cuenta con el apoyo de su esposo que trabaja en el campo y en otros trabajitos que le parece para que también aporte en su hogar.
Lo que lo motivo a realizar esta actividad fue su comunidad ya que no había tiendas donde comprar lo más necesario y para ello tenían que bajar al pueblo a comprarlo, para eso se animo y hoy gracias a dios le va bien con lo poco que obtiene de su mini abarrote.

Con las ganancias que obtiene de su pequeño negocio, lo ahorra para comprar más mercancía de los que le hace falta y que su clientela requiere comprar, como también ella se sienta satisfecha con sus atenciones que les brinda del diario.

El sueño que ella tiene es ampliar su negocio, comprando más mercancía de mejor calidad, como también a horrar para construir un local donde su negocio se vea mas surtido y las personas se interesen en comprar su producto.

Se unió al grupo por una invitación que le hizo la señora Efrocinia quien es la representante del grupo, el grupo se llama el cocal la razón del nombre es porque cuando se izo el levantamiento de solicitud fue baja la sombra de un árbol de coco.

Las personas que integran el grupo son las siguientes:

Efrocinia A. Pérez: invierte el préstamo en la compra de pollos para venderla aliñados.

América Pérez E.: invierte e préstamo en la compra y venta de ropas como son: pantalones, playeras, trajecitos para bebe, entre otros.

Lorena Juárez A.: lo invierte en la compra de mercancía para su tienda de abarrotes como son: aceite, harina, frijol, azúcar, entre otros.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 3
    View loans »
    Mexico Loans Fundraising
  • $17,739,950
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Cocal Group's $625 loan helped a member to purchase merchandise for her grocery store, such as: oil, sugar, flour, beans, and more.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 13, 2010
Listed
Sep 14, 2010
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2011