Las Progresistas De Cupiche Group
Ynes Gladis C., 39, is group Treasurer. She’s married and has two dependent children. She provides a car wash service for interprovincial cars that arrive from various points in the Peruvian interior (Huánuco, Pasco, Huancayo, Pucallpa, Tingo Maria, etc.). She has been providing this service for 10 years.
Three years ago she started to make artisanal knitting and crochet works like socks, ponchos, sweaters, etc. that she sells at wholesale and retail. She was motivated to go into crafts with the intention of helping her husband, who works in transport with a leased car and barely earns enough for daily expenses, so that both of them could contribute to improving their family income. Thanks to her earnings they can pay for their two children’s education; one of them is getting ready to seek admission to the University.
This family very much wants to acquire a vehicle of their own that will help them improve income in addition to buying a sewing machine, wools, threads, needles and other materials that are useful for her work.
The members of the “Las Progresistas de Cupiche” communal bank are grateful for the loan granted and assure its prompt repayment.
Ynes Gladis C. con 39 años, es la tesorera de esta Alcancía Comunal . casada, con dos hijos dependientes, Ynes de dedica al servicio de lavandería de carros interprovinciales que llegan de distintos lugares del interior de Perú (Huánuco; Pasco, Huancayo, Pucallpa, Tingo Maria, etc), lleva 10 años haciendo este servicio; asimismo hace tres años, se dedica a realizar y elaborar tejido artesanal a palitos y crochett, como medias, ponchos, chompas, etc, ofreciendo estas prendas al por mayor y menor; se animó a elaborar estos tejidos, con las intenciones de poder colaborar con su esposo, quien trabaja realizando servicios de transporte, con un carrito alquilado que ha diario le da para los gastos del día pero no lo suficiente, asi ambos aportan en su hogar para mejorar su economía. Las ganancias que ella obtiene, las invierte
en los estudios de sus dos hijos, uno de ellos lleva preparándose para postular a la Universidad.
Esta familia anhela mucho adquirir una movilidad propia que le ayude a mejorar su ingresos económicos, además comprar una maquina de cocer, lanas, hilos, agujas, o otros materiales que le son útiles para su trabajo, la Alcancia Comunal “Las Progresistas de Cupiche”, están agradecidos por el préstamo otorgado y aseguran pagar sus cuotas puntualmente.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid