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Sharapat's Group
In this Group: Sharapat , Elnura , Zulfiia , Iniiat
Sharapat S. is the leader of this group. She is 46 years-old and married. She has three daughters of 18, 11 and eight years-old. Her elder daughter is a student and her youngest daughters also go to school. Her husband is a taxi driver. Sharapat breeds cattle and she started cattle breeding two years ago with the purchase of cattle for 8,000 soms. At present,, she would like to increase the quantity of her cattle and she is applying for a loan in order to do so. In the near future, she plans to widen the cattle shed.

Other group members:

Elnura K. is the treasurer of this group. She is 24 years-old and married. She has a daughter of five years-old and a son of three years-old. Both of them are still at home. Her husband is the logistics manager at the local school. Elnura is a teacher at the local school. Their main source of income is their salaries. She is applying for a loan in order to purchase a refrigerator. In the near future, they are planning to purchase their own house because for now, they rent a house.

Zulfiia K. is 21 years-old and married. Her husband is a bee keeper and she keeps bees together with her husband. From the profits from bee keeping, they have been able to purchase cattle for breeding. They started bee keeping two years ago with an initial investment of 40,000 soms. Zulfiia has applied for a loan in order to purchase additional cattle for breeding. For now, they plan to purchase furniture for their house on the profits from bee keeping. In the future, they are planning to purchase an automobile for their family.

Iniiat S. is 60 years-old and married. She has two sons, 30 and 23 years-old and two daughters 39 and 17 years-old. Her husband is a veterinarian. Iniiat breeds cattle and her husband helps her in his free time. She started cattle breeding five years ago with an initial investment of 16,000 soms. Her monthly income is 3,000 soms. She is applying for a loan in order to increase the quantity of cattle. In the near future,she is planning to pay for the marriage of her eldest son.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF). MBF is a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.

MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,880,625
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Sharapat's Group's $1,500 loan helped a member to purchase cattle.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 27, 2010
Sep 13, 2010
Currency Exchange Loss:
Jul 15, 2011