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Kamuri Women's Group, Ntungamo
In this Group: Velogin, Aisha, Aisha, Edinah, Abdu, Moshi, Debrah, Merab*
* not pictured
A determined, hard-working T. Velogin, aged 43, of Kamuri Women's Group, Ntungamo, is a widowed mother of six. She has been operating a retail shop from Iterero trading centre, Ntungamo selling general merchandise especially home products like plastics, groceries, sugar, salt, maize flour, etc. She started this business 13 years ago with capital from her spouse and at the end of every month she is able to pocket profits to the tune of 170,000 Ugandan shillings.

Her main drawback has been having limited stock in her business that cannot match her customers' rate of purchase. She is therefore seeking a loan to help her stock more goods that will satisfy the customers’ high demand and also transform her business into a bigger enterprise.

Being very committed to the business and providing good customer care, she hopes to increase her sales revenue. This will bring about a transformation in her business as she hopes to build a house for her family and will enable her to achieve a self-sustaining life, catering for her children’s education expenses.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 289
    View loans »
    Uganda Loans Fundraising
  • $31,089,375
    Funds lent in using Kiva
  • 2,251.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kamuri Women's Group, Ntungamo's $1,400 loan helped a member to purchase more stock for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 16, 2010
Sep 12, 2010
Currency Exchange Loss:
Feb 15, 2011