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Ana Maria
Ana María sells clothing in Roberto Huembés shopping center. She started her business 13 years ago with the help of her husband and today continues running the business with the help of her oldest child.

The store space is rented and she pays water and electricity bills separately. Ana María sells everyday, but there are good days and bad days.

She opted for financing to increase inventory and the variety of her products, which will help her gain more customers. Ana María plans to continue her clothing business, as it is her main source of income. She will buy clothing for younger women and women's underwear in a variety of colors and styles, in the hopes of improving sales and covering the salary of the young woman who works for her as a sales assistant.
View original language description ↓
Ana María es comerciante de ropa en un centro de compra Roberto huembés inicio hace trece años con apoyo de su esposo, hoy en día su hijo mayor la sigue ayudando para mantener en equilibro en el negocio.
El modulo es alquilado, paga agua y luz por aparte, pero se vende, hay días buenos y días en que se vende poco.
Opto al financiamiento para aumentar el inventario y comprar mayores cantidades y así poder comprar variedad de ropa, el cual ha logrado la captación de clientes. Sus planes es seguir con su venta de ropa ya que es su medio de sobrevivencia.
Lo que comprara: ropa de damas juvenil, ropa interior de dama, en variedades de colores y estilos, lo cual espera que sus ventas mejoren. Y poder cubrir pagos de la joven que le ayuda a vender como sus gastos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 72
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Ana Maria purchase of various women's clothing, such as underwear, to increase sales.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 8, 2010
Sep 11, 2010
Currency Exchange Loss:
Oct 15, 2011