Mujeres Emprendedoras Group
Sra. Mercedes operates a tailoring business. She started 20 years ago with a sewing machine that her husband gave her, making skirts and blouses for friends and family. She liked the work so much that she took a course to learn to make clothes which, in turn, inspired her to set up her own tailoring business, counting on her husband's support all the while. She has now updated her workshop--which is located in her house--and has extra helpers when she has a lot of orders.
Sra. Mercedes will use this loan to buy a new sewing machine that will allow her to do even more elaborate work than before.
La Sra. Mercedes se dedica al servicio D. costura. hace 20 años, inició prestando servicio D. costura a sus familiares, vecinos, amigos con una máquina que su esposo le obsequió, empezó confeccionando faldas y blusas, como le gustaba ésta actividad estudió un curso D. alta costura, con lo que se animó a poner su taller D. costura, siempre con el apoyo D. su esposo. Ahora su ha modernizado su taller el cual está ubicado en su domicilio, tiene personal D. apoyo cuando tiene muchos pedidos.
Con el préstamo solicitado comprará una máquina remalladora para poder perfeccionar aún más el acabado D. sus confecciones.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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