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Phea S., a long-time businesswoman, currently uses her skills and lengthy experience in beauty salon practices to earn a living in Battambang province, where she has her own beauty salon. In her shop, she provides hairdressing, make-up, tailoring, and wedding decorating services to people who are her nearby neighbors. While providing those services, she has begun to sell perfumes and jewelry to some of her clients.

Phea S. is a single mother blessed with three school-aged children who are dependent on her income. She is now requesting a loan to accumulate working capital, which will allow her to improve her profit.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 305
    View loans »
    Cambodia Loans Fundraising
  • $37,565,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Phea to accumulate working capital, which will allow her to improve her profit.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 3, 2010
Sep 12, 2010
Currency Exchange Loss:
Feb 16, 2011