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Mrs. Chak S. is a 42-year-old woman residing in a stone house located in the best territory of Phnom Penh, the capital city of Cambodia. She was married, but divorced her husband years ago. She now has three children. One of them is already married and lives independently and the other two are single.

To pursue a daily income, Chak S. has several sewing machines that she uses to sew or repair clothes for her villagers. She also buys cloth and turns it into sets of men's and ladies' clothes. In addition, she hires out clothes to people for their wedding parties. She sometimes receives help with the sewing from her children.

Chak S. needs a loan to buy cloth and sewing equipment to perform her tailoring service.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 223
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Chak to buy cloth and sewing equipment.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 16, 2010
Sep 12, 2010
Currency Exchange Loss:
Aug 18, 2011