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Cabe Kebonsari Group
In this Group: Wayan, Gede Md Sukardi, Nyoman Subawa, Ketut Sucita, Made Juniarta
View original language description ↓
This group of farmers lives in Bluangan, Perean Kangin village, Baturiti, Tabanan. This group led by I Wayan S. comprises I Gede Made Sukardi, I Nyoman Subawa, I Ketut Sucita dan I Made Juniarta. As cabbage farmers, they require at least 3 months, from preparing the land for planting cabbage seeds to harvesting. They prepare the land through mutual cooperation. Before the field is ready for preparation, they are aerated. This will make the field easier for the process. When the fields and seed are ready they are planted. Thereafter commences the care. They need fertilizer for nutrition and pesticide for the insects. The amount of water also needs to be controlled, not too much or too little. These activities are carried out till almost harvest. Their effort will generate a profit of Rp 3.000.000,00 (about USD330) per person. This amount is attained from 3 months of farming. Apart from cabbage, they also grow padi and tomato. Their loan will be used to purchase seeds, manure, and pay for care and working expenses.

Translated from Indonesian to English by Pheng Tan, Kiva volunteer.



Kelompok tani ini terletak di Br. Bluangan, Desa Perean Kangin, Baturiti, Tabanan. Kelompok tani yang diketuai oleh I Wayan S. ini beranggotakan : I Gede Made Sukardi, I Nyoman Subawa, I Ketut Sucita dan I Made Juniarta. Sebagai petani cabe mereka membutuhkan waktu kurang lebih 3 bulan, mulai dari persiapan lahan untuk ditanami bibit cabe sampai dengan saat panen. Mereka mempersiapkan lahan dengan cara bergotong royong. Sebelum lahan siap untuk diolah, perlu diairi dengan cukup. Hal ini akan membuat lahan menjadi gembur-mudah untuk diolah. Setelah lahan dan bibit cabe siap, maka dilakukan penanaman. Pada masa-masa berikutnya merupakan masa perawatan. Mereka perlu memberikan pupuk-untuk nutrisi-dan atau pestisida –untuk membasmi serangga. Jumlah air juga perlu dikontrol. Jumlah air tidak boleh terlalu banyak atau terlalu sedikit. Aktivitas ini mereka lakukan sampai menjelang masa panen. Usaha yang mereka lakukan tersebut memberikan keuntungan sebesar Rp 3.000.000,00/orang. Nilai ini mereka peroleh setelah 3 bulan penantian. Selain cabe mereka juga menanam padi dan tomat. Pergantian tanaman ini mereka lakukan sesuai dengan kesepakatan bersama. Pinjaman yang mereka peroleh akan mereka pakai untuk membeli bibit padi, pupuk, biaya perawatan dan ongkos kerja

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $4,458
    Average annual income
  • 56
    View loans »
    Indonesia Loans Fundraising
  • $4,478,300
    Funds lent in using Kiva
  • 9,097.2
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Cabe Kebonsari Group's $1,650 loan helped a member for purchasing seeds, manure, and payment of care expenses (untuk membeli bibit, pupuk, biaya perawatan).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Nov 16, 2007
Listed
Nov 2, 2007
Currency Exchange Loss:
Covered
Ended:
May 17, 2008