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La Bendicion 1, 2 & 4 Group
In this Group: Ana, Maica, Yeiri, Altagracia, Yermene, Celenia, Nicauris, Cludimex, Clairzina, Ivelice, Luisa, Marta, Ciliana, Yolanda, Marina
Ana is the coordinator of her group La Bendicion 1, 2 & 4 (Bless). She makes her home here in a simple home with 4 of her 9 children and her long time partner. She says that her most difficult challenges is to raise and provide for her family. She plans to continue enjoying visiting the church and singing to the Lord.

Ana is excited to be taking her 9th loan with Esperanza after having successfully repaid her previous loan and increased her business. She has had her business for over 7 years, starting after she realized the need to earn extra incoming for her family. She plans to use this loan to invest in her business by buying pants, shirts, underwear and shoes. She will use the profits to buy some school supplies her children and to invest in her business.

This Esperanza associate began with us because a family group was formed in her community and invited her. She was in need of money to improve her sales and her story is representative of her group and of Esperanza's Haitian and Dominican clients generally (many of whom recently emigrated to the DR from Haiti). Her group is located in the rural area surrounding Hato Mayor, an agricultural area. This area, like nearly all impoverished areas of the Dominican Republic suffers from unreliable running water (none of which is potable) and electricity.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $7,611
    Average annual income
  • 2
    View loans »
    Dominican Republic Loans Fundraising
  • $8,065,475
    Funds lent in using Kiva
  • 36.4
    Dominican Republic Pesos (DOP) = $1 USD